Our Vision

Ceteris Holdco’s vision is to be the standard by which all other account receivables management organizations measure themselves. Through thoughtful planning and skillful execution we will be the benchmark for compliance, performance and customer service.

Our Mission & Commitment

Ceteris Holdco strives to deliver the best possible accounts receivable management performance with 100% compliance for each of our clients. Our clients’ account holders will be treated with integrity, fairness, and compassion as we help them resolve their indebtedness and re-establish their credit standing.

Our Executive Team

David Aglira

Vice President, Operations

David Aglira is a Collections Executive who has over 30 years of experience in the Operations, Collections, Customer Service and Litigation industries. David’s clients have included some of the top banks, mortgage companies, hospitals, utilities and legal networks along with the government sector. He holds a degree in Business Administration and Management.

Ryan Banda

VP, Ceteris Asset Solutions

Ryan Banda is a Financial Services Executive who has over 15 years of experience in portfolio acquisitions, capital deployment, operational efficiencies, and outsourcing strategies. Ryan’s analytical expertise ranges from performing to non-performing, secure and unsecure asset classes at several of the largest servicing and debt buying entities. Ryan holds BA in Political Science from the University of California Santa Barbara, and an MBA in Finance from San Diego State University’s Fowler College of Business Administration.

Daniel J. McCusker

General Counsel

Daniel J. McCusker, Esquire is a Financial Services Executive who has over 20 years of legal experience in the collection industry, private sector and law firm arenas. Dan’s clients have included some of the top credit issuers, banks, debt buyers as well as a myriad of commercial entities. He holds a bachelor’s degree in Government & Politics from Widener University and a Juris Doctorate from Roger Williams University School of Law.

Tim Smith

Chief Sales Officer

Tim Smith, is a seasoned executive in the Business Process Outsourcing space with over 25 years of broad-based experience crossing Business Development, Client Engagement, and Operational Strategy. His clients have included some of the top credit issuers, banks, auto finance companies as well as a myriad of commercial entities. He holds a bachelor’s degree in SUNY College at Buffalo and Executive MBAs from Michigan State in Process Re-Engineering and University of Queensland in Organizational Leadership.